Your AI CFO. Finally.
SpendGuard connects to your accounts, analyzes your spending patterns, and gives you actionable AI insights — so you can stop guessing and start growing.
No credit card required · Free forever plan · Cancel anytime
Monthly Spend
$2,847
-12% vs last month
Savings Rate
23%
+4% vs last month
AI Score
87/100
+3 vs last month
AI Insight
You spent 34% more on dining last week. Cooking at home 3 more times could save $180/month.
Features
Everything your money needs
A complete financial toolkit powered by AI — built for people who want more than a spreadsheet.
AI-Powered Insights
Get personalized financial advice generated from your actual spending data — not generic tips.
Smart Spend Analytics
Visualize every dollar across categories, merchants, and time periods with beautiful charts.
Anomaly Detection
Instant alerts for unusual charges, duplicate transactions, or suspicious activity.
Goal Tracking
Set savings goals and watch AI automatically map a realistic path to reach them.
Instant Categorization
Every transaction is automatically tagged and categorized the moment it lands.
Multi-Account Sync
Connect all your banks, cards, and wallets for a unified view of your finances.
Pricing
Simple, transparent pricing
Start free. Upgrade when your finances need more firepower.
Free
Perfect for getting started with smarter spending.
- Up to 2 connected accounts
- 90-day transaction history
- Basic spending categories
- Monthly AI summary
- Email support
Pro
For individuals serious about financial growth.
- Unlimited connected accounts
- Full transaction history
- Advanced AI insights (weekly)
- Budget builder & alerts
- Goal tracking
- Anomaly detection
- Priority support
Premium
Full AI CFO experience for power users.
- Everything in Pro
- Daily AI insights
- Investment tracking
- Net worth dashboard
- Tax optimization tips
- Custom categories & rules
- Dedicated account manager
- API access
All plans include a 14-day free trial. No credit card required to start.